How To Protect Your Home and Family From Flooding

10/28/2021 (Permalink)

Storms can be dangerous to your family and your New Bern, NC home.

It's not always easy to predict how severe the storm season in New Bern, NC, is going to be from year to year. No one can control the weather, and impending disasters don't always give area meteorologists a lot of warning. No matter how much flooding the next storm brings, though, there are a few steps you can take to ensure your home and your family are better prepared for it.

Storm Damage Prevention Checklist

You probably already have a solid maintenance schedule to keep your house in good shape. As storm season approaches, however, there are a few things to add to the checklist if they're not there already:

• Inspect the roof for weak spots or broken shingles
• Check for water damage or stains in the attic
• Clean gutters and clear downspouts
• Repair damaged siding and trim
• Make sure windows and doors are properly sealed
• Get professional foundation inspection
• Test basement for leaks and install a sump pump
  

Storm damage restoration specialists recommend that you observe how water flows around your house when it rains. If you notice a lot of pooling in certain areas after a relatively small shower, take steps to address the problem so that it doesn't become a huge issue when a heavier storm hits your area.

Flood Insurance Upgrade

Every homeowner should have a property policy and liability insurance. These plans don't often cover damage caused by storms, though. If you live in an area that is prone to frequent flooding, you need a separate flood policy to pay for the repairs to your home if it sustains damage during a natural disaster.

If you live in a flood plain, you are probably required by law to have a separate flood policy. This coverage is a good idea even if you don't live in an area where frequent floods are expected. For example, if your house is at the bottom of the hill or if the street in front of your home doesn't drain well, a flood policy gives you an extra level of protection if these issues result in water damage.

Emergency Evacuation Plan

During hurricanes or other disastrous storms, the flood damage to your home can become so severe that it's no longer safe for you and your family to stay there. While having an emergency evacuation plan is a good idea for every homeowner, it is especially important if you live in a flood plain.

Pay attention to emergency alerts and don't hesitate to follow evacuation directives. Plan several routes that you can use to get out of town so that if your preferred path is blocked, you have another way out. Pack an emergency kit for each member of your household, including pets, that is ready to go at a moment's notice. In case your family members get separated, have a solid communication plan or meetup location so that you can check-in and confirm that everyone has made it to safety.

Flooding can pose a significant risk to the structural integrity of your home. By taking the right prevention measures and having a good plan in place for extreme circumstances, you are better able to protect your home and family.