3 Reasons Not To Wait for an Insurance Adjuster

4/8/2022 (Permalink)

Follow our tips and be ready for Stormy Seasons.

Storms in New Bern, NC, don't allow homeowners much time to prepare. They can come without much warning and leave a lot of water and flood damage in their path. When large storms roll through the community, it is often difficult for the flood insurance adjuster to get to your home before water and mold damage occur.

Begin your flood claim as soon as possible after the flood, but don't wait for the adjuster before you begin repairs and cleanup.

Don't Wait For an Insurance Adjuster

1. Damage Gets Worse With Time

Water is notorious for causing damage that worsens over time:

• The structural components of your home may deteriorate and weaken.
• Mold growth takes place within just a couple of days.
• Secondary damage may not be covered by your insurance policy; this includes damage that happens while you wait for the adjuster to arrive.

Don't risk increased damage and costs by waiting.

2. There's Work You Can Do

Instead of watching the damage and mess get worse, be proactive about addressing the restoration of your home. For example, you could document and take pictures of the damage. You can move belongings to dry areas of the home or sort your possessions according to whether they should be tossed or cleaned and repaired. You can also contact water, mold, and flood damage professionals for cleanup and restoration.

3. Cleanup Experts Work Closely With Insurance Providers

Many insurance companies prefer that cleanup experts handle the repairs and other restoration efforts after flooding. This is because the professionals prevent further damage, keep careful records, work to keep costs low, and generally avoid damage that untrained homeowners may cause.

If a storm has caused damage to your property, and the flood insurance adjuster won't make it to your property for several days or longer, don't put off cleanup efforts. An immediate response is the best way to mitigate further damage and get your family and home back to your normal routines.